It’s not really that surprising that gadget insurances have only been increasing in popular all throughout the years. This is especially true in the modern setting of the market, people who have an incredible eye for business opportunities have seen the potential need for gadget insurance. We have our houses and cars insured, we know that other people get their jewelry insured and celebrities even have leg insurances, so why not an insurance for something that you need and use every day? No, it’s not a waste of money since the real waste of money is when you don’t apply for insurance, accidentally damage your new phone and spend a small fortune on repairs and replacements.
Warranties are great and all, for the first year or two because that’s the maximum coverage offered by most companies. Also, warranties don’t cover everything; they are painfully limited in coverage. If you compare the total amount of money that you need to pay for insurance and the amount that you could possibly pay for in replacements and repairs in the future then you’d realize how important gadget insurances are.
When you visit the website, you’d notice some of the most affordable gadget insurance when you compare it to the incredible coverage and claims that you’re entitled to. They know how much people usually pay for when they damage their uninsured gadgets, so they want to offer a better solution. Yes, that is to obviously apply for gadget insurance. Below are their top four offers:
- Mobile phone insurance – the mobile insurance will cost you a minimum of £1.45 a month. The coverage would include accidental and liquid damage, breakdown, theft, unauthorized calls or data and a low excess fee. Coverage for loss is optional and up to £150 can be spent on anything related with the accessories.
- Laptop Insurance – if you decide to insure your laptop, it will cost you a minimum of £1.49 a month. The basic coverage includes liquid or accidental damage, family cover, theft and low excess fees. The accessories can be covered up to £150 and take note that there are no claims bonus included.
- iPhone Insurance – the iPhone Insurance fee starts from £3.99 a month. The coverage includes accidental and liquid damage, breakdown, theft, accessories, low excess fee and unauthorized calls and data. For this insurance, coverage for loss is optional and the accessory coverage is up to £150.
- iPad Insurance – their iPad insurance will cost you a minimum of £2.99 a month. The offered coverage would include accidental or liquid damage, breakdown, theft, unauthorized calls or data and low excess fee. Coverage for loss is optional and the coverage for the accessories are only up to £150.
On an additional note, the gadget must be less than 18 months old and should come with a valid proof of purchase in the UK when the policy began; receipts, contracts and invoice. The insurance company has already insured over half a million people and is known as one of the longest established insurance provider in UK.